WARNING; if you use Affidavits in place of insurance you ARE NOT
protected. You will have to pay any medical bills and pay for a Lawyer to defend you in a lawsuit. If you lose the lawsuit you could lose everything you own.
If you have your family childcare insurance under your Homeowners or Renters Policy it DOES NOT insure you for any child abuse allegations or claims. You will have to pay for a Lawyer to defend you in a lawsuit.
If you are required to attend an Administrative Hearing to defend your license because of an allegation of child abuse you will have to hire Lawyer if you want to be represented by an attorney
The best way to protect you is with the proper type of insurance.
NOT ALL CHILDCARE INSURANCE IS THE SAME. It is important to know what your insurance covers before a claim is made against you.
- Frequently Asked Questions [Regarding Family Childcare Insurance].
- Click here For an Insurance Coverage Questionnaire]
- Click here For an Insurance Coverage Questionnaire Completed by
DCI* Plan Endorsed and recommended by California Association of
Family Childcare and the California Federation of Childcare Associations.